Disability Insurance

Like we mentioned before, you must have a strategy in place to plan for a contingency like being disabled and not being able to work. Some clients have coverage's that are paid through their employers; some are provided by the government.

It is a responsibility to know what benefits you may have upon an event of disability, what % of your income is assured, how long it is assured for, and if it is enough to cover your family need. In theory it should be 60% of your net income, but again, each client has his own personal situation and maybe this would not be sufficient for his or her needs.

 

Disability Insurance

Like we mentioned before, you must have a strategy in place to plan for a contingency like being disabled and not being able to work. Some clients have strategies that are paid through their employers; some are provided by the government.

READ MORE

Long Term Care

We all have been faced with the situation of having a family member ill, and have watched the compli- cations it can create in our daily living. An example of this could be the care of your loved ones, like caring for your

READ MORE

Life Insurance

Protecting your financial house is usually a top priority with all of our clients. What happens to my family if I pass away today? Are my kid’s needs addressed? Is my husband or wife prepared financially for the loss of income?

READ MORE