QuiƱones Financial Group LLC



654 Munoz Rivera Ave. Suite 923
Hato Rey, PR 00918






Investments and advisory services are offered through representatives of Lincoln Financial Securities.

Our Goal

One of our main objectives working with our clients is to make sure we establish a clear foundation between the potential return of an investment and the risk assumed for that potential return.  Creating the proper expectation is a critical part when establishing long term relationships.  Most of us want our money to grow, at least in pace with inflation but don't handle volatiliy very well; it's the emotional component of investing. 

In our opinion, when we help our clients estabish clearly defined long term goals, the process of investing and wealth accumulation becomes easier to understand and measure. 

Before investing, an Investment Policy Statement is created and developed to establish an investment roadmap. Many factors are considered before investing.  Below are some examples: 

  • Time Horizon 
  • Tax Efficiency 
  • Volatility 
  • Diversification 
  • Financial Independence Goals 
  • Legacy


An example of areas where we can invest and diversifiy our clients are: 

  • Alternative Investments 
  • Bonds 
  • Insurance Companies 
  • Stocks 
  • Real Estate 


The Investment Policy must be review at least annually, or as the client's need dictates.  By reviewing and repeating the process we can help minimize mistakes by selling investments at the wrong time; it helps keep emotions out of important decision making.