Jose E. Quiñones CFP® CIMA®

Associate at Quinones Financial Group LLC
Registered Principal, Lincoln Financial Securities

The Industry

 

The financial services industry is still thinking about financial products as the solution to client's financial concerns.  We often hear statments about 'the best stock to hold, the best annuity, the best fund, the highest returns'.  

 

Our Role & Beliefs 

 

We believe in process and planning as the core. As described by the CFP Board, the role of a CERTIFIED FINANCIAL PLANNER™ professional denotes the process of determining whether and how an individual can pursue life goals through the proper management of financial resources; it promotes consulting, planning and process.  Products are always the end result. 

 

Fiduciary Standard & Financial Planning

 

Holding our fiduciary standard, we work closely with our clients tax and legal advisors to make sure the areas of estate planning, tax planning and insurance planning are being maximized, helping them reach and maintain the important goal of Financial Independence. 

 

To the extent that I am providing you with investment advisory services, including either financial planning services or ongoing investment advice as part of an LFS investment advisory program (i.e., fee-based managed account) pursuant to a written agreement and related disclosures that describes this investment advisory relationship, I am acting in a fiduciary capacity related to those services under the federal securities laws, in particular the Investment Advisers Act of 1940.

 

Affiliations

 

Currently a member of the Financial Planning Association, the Society of Financial Professionals and one of the few advisors in Puerto Rico holding both the CERTIFIED FINANCIAL PLANNER™ and the CIMA® certifications. 

 

Education

  • Graduated from Penn State University in 2002
  • Currently hold the FINRA securities registrations 7,66,24
  • Currenlty hold life, health and disability insurance licenses

 

Personal Facts & Fun Facts

 

Used to be a former professional athlete. I am blessed with a wonderful wife and three beautiful children. We love sports, especially soccer and volleyball.  We invest in travelling as a family, always seeking new experiences, and most of all, we often visit my wife's family in southern Sicily, where she was born and raised. 

 


Investments and advisory services are offered through Lincoln Financial Securities Corporation, a broker-dealer, member SIPC. Quiñones Financial Group is not affiliated with Lincoln Financial Securities Corporation. 

 

 

Phone 787 763 9936
Fax 787 250 1413