Luis R. Quiñones-Escobar

As the oldest of the group and founder, I have seen many different business cycles. I was part of the 70s and 80s inflation ridden times and was part of the bull market of the 80s and 90s. I lived through the financial recessions of October 1987, Black Monday, the tech bubble of 2000, 9/11, the Great Recession of 2008, Covid Pandemic and many more significant events throughout my more than 50-year career.

I have seen many fads come and go, many too good to be true products and many advisors over-promising and under-delivering. But without a doubt, the advisors who have survived and thrived over the years are the ones who shifted from a product-driven approach into a financial planning-driven approach.

My group's commitment, over the years, in acquiring the designations of CFP®, CIMA®, and CLU® along with an MBA and a degree in Risk Management and Insurance, attest to our drive to keep learning and evolving as markets continuously change.

I am very excited about our future and the opportunities it may bring; however, most of all, always thankful for the opportunity and privilege to help our clients.

Personal Facts

I am a baseball fan, an avid Yankee supporter, which brings up many interesting conversations with my Bostonian friends and fans!

I have been blessed in having the full support of my lifetime partner, my wife Nadja. She has been and still is my rock. I have been blessed in having 4 outstanding children, the three of them working together as a group, while my daughter, living in Florida, pursues her career in mental health counseling.

It has been one great journey, and we are ready to continue marching on.

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Luis R. Quiñones-Archilla

Vice President

I have spent more than two decades working with numerous employers and their employees through their ERISA plans. I am also responsible for the design of our Life, Health and Disability Insurance Portfolios, researching the top insurance carriers approved to do business in Puerto Rico, their most current offerings, and any product changes.

Our Insurance operation complements our advisory business, which is managed by my brothers Eduardo and Jose, placed through our broker-dealer, Lincoln Financial Securities. 

Before joining QFG, I had the opportunity to finish my MBA with a concentration in Risk Management and Insurance, gaining broad experience in working as an Underwriter of Terminal Funding Annuity with AIG and as a pension plan Account Executive with Provident Mutual and Nationwide for the US and Puerto Rico territory. 

Personal Facts

I love building, remodeling, grilling, and all kinds of housework. It’s a passion I have had since I was a teenager! I also have been blessed with a loving family, a wife of 25 years, two beautiful children, one in college, the other one in high school.

We love to watch football, camping and traveling! 

*Luis is not a representative of Lincoln Financial Securities. Insurance provided by Luis R. Quiñones DBA. 

Jose E. Quiñones

Financial Advisor

I help individuals, families and business owners make good financial decisions about money. Whether we can help choose, monitor and review their ideal retirement, education, insurance, investment or tax plan, each client is different and our advice is tailored to those particular needs. 

It has been extremely rewarding and a privilege to learn about our clients' life stories, the triumphs, their goals, their challenges, and how through the process of financial planning we constantly adjust to stay close to that Big Picture. 

We are very excited about what the future brings and are humbled to have the opportunity to help.

Personal Facts

I was a collegiate and professional volleyball player, had the opportunity to travel the world, live abroad, and compete at the highest level. 

I have a wonderful wife and three beautiful children. We love traveling and often visit my wife's family in southern Sicily. They have been, by far, my biggest blessing, my motivation and my support team.

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To the extent that I am providing you with investment advisory services, including either financial planning services or ongoing investment advice as part of an LFS investment advisory program (i.e., fee-based managed account) pursuant to a written agreement and related disclosures that describes this investment advisory relationship, I am acting in a fiduciary capacity related to those services under the federal securities laws, in particular the Investment Advisers Act of 1940.

Eduardo Quiñones

Financial Advisor

When my journey began in 2006, I saw many advisors fail, mainly because they were product-driven, transaction-based professionals. This service model would make it difficult to create long-term relationships and become difference makers with the clients.

And now, for almost two decades, our group and I have been helping our clients pursue financial independence by focusing on investing in financial plans; in processes, goals, investment plans or whatever is important to them. But most importantly reviewing our plan consistently. It’s a focus on the quality of relationships, not quantity.

A great part of our success story has been our ability to grow organically, with selected client relationships that share our values and beliefs. It has been a great journey so far, switching the mindset of our clients from products and returns, to planning and process.

Personal Facts

I used to be a former collegiate and professional volleyball player, traveling the world, and competing in major international tournaments. For this reason, working in teams has always been present, in sports and now with our clients.

I am a sports fanatic, with boxing as one of my passions especially Puerto Rico boxers. I am also a soccer enthusiast, but mainly appreciate the great performers in their respective sports. Furthermore, I am grateful to have a beautiful family, with my wife and two daughters.

We love to travel, are history nerds, and especially love to study the history of Puerto Rico, teaching our children our roots and sharing stories about our unique heritage.

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To the extent that I am providing you with investment advisory services, including either financial planning services or ongoing investment advice as part of an LFS investment advisory program (i.e., fee-based managed account) pursuant to a written agreement and related disclosures that describes this investment advisory relationship, I am acting in a fiduciary capacity related to those services under the federal securities laws, in particular the Investment Advisors Act of 1940. Insurance services are provided through EQA Financial LLC, which is not affiliated with Lincoln Financial Securities and Quiñones Financial Group Inc. 

Emanuel Candelario 

Financial ANALYST 

My journey has taken me through the corporate side of financial services, working in firms like Citigroup and Price Waterhouse, serving as a financial advisor, fixed income trader and learning about tax consulting. 

Even though the experience has been incredible, my passion lies in working with individuals and business owners as they work with our practice to better shape their financial futures. 

I am excited for this new opportunity with Quiñones Financial Group. 

Personal Facts

Beyond my professional life, I am an avid reader, chess player and love to travel abroad and see new places. While hiking has taken a backseat recently, I eagerly anticipate the chance to hit the trails again and reconnect with the great outdoors.

With two beautiful kids in my life, I find joy in balancing my professional achievements and personal life, cherishing the moments with my family as we embark on life's remarkable journey together.

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